Selected for their outstanding performance and ability to support Collective's investment methodology, the companies below are eligible for exchange into one of Collective's funds. Learn more about Collective's different funds
Magic Eden is a developer of a decentralized exchange platform that is specifically designed for cryptographic assets. The company's online marketplace platform, which operates on the Solana blockchain network, facilitates users in the creation and selling of their cryptographic assets. This empowers digital creators to trade Non-Fungible Tokens (NFTs).
Mercury is a financial technology company that operates as a banking stack provider for startups. This company furnishes banking accounts, physical and virtual debit cards, currency exchange, as well as domestic and international wire services. By doing so, Mercury enables clients to gain real-time insight into their business finances and provides tools that enhance operational efficiency, thereby offering a functional financial stack.
MobileCoin, a developer of a peer-to-peer payment token and digital payment system, is designed to enable secure and immediate transactions. The company's platform uses a consensus protocol to provide a mobile wallet that integrates with messaging apps and can securely recover the wallet if a user loses their phone. This allows users to streamline and safeguard private payments efficiently.
Modern Treasury, a software development company, offers payment operations software that is designed to streamline and update business payments. Their products, accessible via API or web app, automate the entire money movement process, from initiating payments, approving them, to reconciliation. This allows businesses to easily track and reconcile their payments.
Monad has developed a decentralized contract platform designed to manage transaction throughput. The company's platform leverages a scalar framework with pipelined execution, providing developers with the ability to construct intricate decentralized applications (dApps) capable of processing a large number of transactions promptly.
MoonPay operates a payment platform designed to simplify and expedite cryptocurrency transactions. Its platform offers a marketplace that connects cryptocurrency exchange platforms with users through a non-custodial payment system. This enables clients to effortlessly convert between fiat currencies and cryptocurrencies using all major payment methods, ensuring a smooth transaction experience.
MX, a developer of digital transformation software, is designed specifically for banks, credit unions, partners, and financial technology innovators. This software allows these financial institutions to connect to global financial data through account aggregation, bank APIs, and transactional data enhancement. By utilizing MX's software, clients have the ability to gather, enrich, examine, present, and utilize financial data, which in turn aids in enhancing digital engagement and growth.
Mysten Labs is a developer of a web3 infrastructure platform designed to provide foundational tools to boost the adoption of web3 technologies. Their platform facilitates the rapid development and implementation of decentralized services, offering significant enhancements across various blockchains. By improving core technologies such as distributed systems, cryptography, and programming languages, Mysten Labs enables developers to concentrate on creating seamless user experiences without dealing with the intricacies of lower-level blockchain integrations.
Narmi has developed an omnichannel banking platform that streamlines and oversees financial transactions. This platform includes online banking, account opening with fraud protection, multi-factor authentication, transaction review, an intrusion detection system, and a web application firewall. It empowers financial institutions to build a diverse, seamless, and engaging financial ecosystem.
NAX is a developer of web3-ready software and services company that focuses on the commercialization of consumer and enterprise products. NAX's unique platform is designed to develop software for digital, micro, and platform services, along with cloud commerce. This can be used to swiftly market test fully compliant products, tradable securities, and marketplaces. NAX collaborates with its corporate members to commercialize proprietary digital and exchange products, leading to substantial growth. The company also specializes in executing rapid market tests for fully compliant digital products and launching them. This empowers organizations to effectively securitize their assets
Next Insurance is a developer of an insurance platform specifically designed to cater to the needs of small businesses. Their platform provides a range of coverage options such as general liability, workers' compensation, commercial property, and professional liability. This enables businesses in sectors like contracting, fitness, cleaning, beauty, therapy, entertainment, and education to purchase customized insurance solutions at competitive rates.
Nirvana operates a commercial insurance platform designed to help fleets enhance safety and cut costs. The company's platform provides AI-driven insights and ongoing risk monitoring to help fleets understand driving behaviors and improve safety performance, ultimately reducing accidents. By creating high-quality, user-friendly experiences, Nirvana enables clients to access insurance services with ease.
Nova Credit is the developer of a global credit reporting platform designed to address the challenge of credit access for immigrants. The platform provides cross-border consumer credit services, sharing reports with lenders, property managers, and other domestic businesses to help them make informed decisions on credit applications. This enables immigrants to access financial services, housing, and more when relocating internationally. Nova Credit's digital credit passport software allows lenders to view individuals' credit histories, facilitating smoother transitions for those moving abroad.
Novo is a banking platform developer that offers business deposit accounts designed specifically for small businesses. The platform harnesses the power of artificial intelligence to combine traditional depository accounts, offering a personalized banking experience. This experience is supported by a network of FDIC-insured community banks. This allows small business owners, freelancers, and entrepreneurs to manage their business finances and checking accounts in one convenient place.
Octane, a developer of a financing platform, is dedicated to linking individuals with their interests by facilitating lifestyle purchases. The company's platform, coupled with inventive risk strategies, provides a streamlined, comprehensive purchasing experience that enhances the customer journey at every stage. Octane captivates enthusiasts with its branded editorials, instantly qualifies consumers for financing online with its suite of e-commerce tools, directs customers to partner dealerships for a smooth closing experience, and supports customers throughout their loan with award-winning loan servicing. It allows dealers to secure loans, insurance, and warranties on behalf of their customers.
Offchain Labs is the developer of a decentralized platform designed to facilitate the creation of private smart contracts within the Ethereum ecosystem. Their platform leverages blockchain technology to launch custom chains, transition to layer-two systems, operate nodes, and deploy virtual machine contracts. This empowers developers to efficiently run and execute their code.
Omaze is an operator of a unique online fundraising platform designed to revolutionize philanthropic donations by making the process enjoyable and straightforward for everyone. Omaze's platform provides a variety of services, ranging from exceptional experiences with the world's most influential personalities to exclusive t-shirt designs. It serves as a vital link between influencers, nonprofits, and donors, thereby supporting remarkable causes. This digital fundraising approach allows charities to increase their funds and awareness, consequently creating a more significant impact.
OpenSea, a developer of a blockchain-based secure communication infrastructure, is designed to aid in the trading of crypto assets and digital collectibles. OpenSea's marketplace provides a platform for peer-to-peer transactions for non-fungible tokens, which include software licenses, collectibles, crypto kitties, and non-fungible tokens (NFTs). This enables users to conduct crypto transactions in a more secure and trustworthy manner.
Optimism is the creator of a secure, decentralized infrastructure platform that scales Ethereum. The company is committed to promoting fair access to internet public goods by developing open-source software for public benefit and operating in a responsible and sustainable manner. By utilizing zero-knowledge proofs, Optimism ensures the validity of every state update, thereby providing a valuable service to businesses.
Orchard is a digitally empowered home-purchasing marketplace that aims to streamline the process of buying and selling homes. The company's platform employs a mix of technology and human-centric design to provide accurate home valuations and even offers cash to make an offer on behalf of the buyer without any contingencies. This allows customers to buy and sell houses in a fair, stress-free manner.
Pacaso operates a platform for co-owning second-hand homes, aiming to make homeownership more accessible. The company's platform assembles and coordinates ownership groups, oversees the legal procedures, and offers the necessary technology tools. This enables buyers to schedule their stays and share ownership of properties, reducing both the costs and complexities associated with owning a home.
PayJoy is a provider of consumer financing services designed specifically for individuals in emerging markets. PayJoy's services allow customers to sign up at a nearby merchant with their identification, select a smartphone, make an initial deposit, and choose a suitable payment plan. This enables customers from underbanked segments to have access to cost-effective smartphone financing.
Petal, a credit card company operator, is committed to making credit available to everyone. The company leverages technology to analyze a person's digital financial history, assessing the objective elements of each individual's creditworthiness in real-time. This enables consumers to develop credit, monitor expenditure, and improve money management, all without requiring a credit score.
Phantom, a developer of a cryptocurrency wallet, is designed specifically for decentralized finance (Defi) and non-fungible tokens (NFTs). The company's platform operates across various cryptocurrencies and blockchain networks, grounded on a secure and transparent digital ledger technology. This provides users with a safe and straightforward platform to store, purchase, send, receive, exchange tokens, and collect NFTs.
Pipe is a financial services platform designed to help cloud service companies grow efficiently by providing non-dilutive funding. The company's services integrate with a billing stack to qualify and underwrite businesses with recurring revenues, unlocking their deferred cash flows. This enables companies to access funds to fuel growth without giving up ownership or taking on debt.
Plaid has developed a data network programming platform that aids in linking popular fintech applications with conventional bank accounts. Plaid's platform can access transactions and personal information such as names, phone numbers, addresses, and emails from thousands of financial institutions. It does this by authenticating and verifying the information in real-time. This capability enables both consumers and businesses to interact with their bank accounts, check balances, and make payments through their financial applications.
Point offers a home equity investment platform that allows homeowners to unlock the wealth tied up in their property. Their platform conducts an on-site appraisal and utilizes third-party automated valuation models along with proprietary pricing algorithms to assess the property's value and determine the loan amount available. This method enables homeowners to diversify their wealth by selling a portion of their home equity without incurring additional debt. With Point, homeowners gain access to a new asset class and have the opportunity to achieve higher returns on their investment.
Polly has developed a financial platform aimed at simplifying loan trading by ensuring transparent pricing. This platform provides a cloud-based network that links mortgage loan buyers and sellers through API integration. By using Polly's platform, lenders can enhance their operational efficiency and profitability, while making more informed execution decisions throughout the loan lifecycle.
Propel is the developer of a mobile finance platform designed to manage benefits and debits side-by-side. The platform allows users to instantly view food stamps, locate nearby grocery stores, corner stores, and farmer markets, as well as keep track of spending. Users can also receive government benefits such as rental assistance and cash payments, managing these alongside their earned income and overall finances. This enables individuals with low income to improve their financial health, save money, discover job opportunities, and boost their earnings.
Prosper Marketplace is a peer-to-peer lending platform that aims to simplify personal loans and investments. The platform connects creditworthy borrowers with investors, offering diverse financial products such as personal loans, credit cards, and home equity lines of credit. This enables individuals to consolidate debt, finance home improvements, manage healthcare expenses, and improve their overall financial health.
Public.com is an investing platform designed to help users build a diverse multi-asset portfolio quickly and securely. The platform allows users to purchase fractional shares of stocks and exchange-traded funds, based on interest-driven themes. It offers a broad selection of investment options, including stocks, cryptocurrencies, bonds, and alternative assets. This enables individual investors to diversify their portfolios using transparent tools and gain real-time insights. Public.com aims to provide a seamless and well-informed investing experience.
Qualia is the creator of a digital real estate transaction management platform designed to streamline the closing process. The platform enables tracking and managing of contacts, identifying duplicate entries, scheduling tasks for title verification completion, producing policy jackets, and issuing closing protection letters. This allows real estate agents and lenders to enhance the closing experience by making the process transparent and generating tailored reports.
Quantstamp offers blockchain security services aimed at improving the safety and reliability of decentralized applications. The company provides smart contract audits, security monitoring, and insurance products, helping the decentralized finance and gaming sectors safeguard digital assets. They ensure compliance with industry standards and foster user trust.
QuickNode is a blockchain development platform designed to facilitate the scaling of blockchain ecosystems by providing essential core infrastructure. The platform offers application programming interface (API) products tailored for developing decentralized applications, allowing users to build, test, and scale blockchain projects. This empowers developers to easily create and expand blockchain ecosystems.
Ramp is a developer of a financial operations platform that aims to assist users in decreasing their spending. The platform offered by Ramp provides increased card limits, valuable saving possibilities, automated expense management, receipt matching, corporate card and spend management, and smooth accounting integration, all without additional fees. This allows businesses to provide their staff with affordable credit cards that guarantee control over automated savings.
Redesign Health operates as a mission-driven healthcare firm focused on launching and supporting healthcare companies. Through its platform, it aids in developing technologies, tools, and information to reduce barriers to industry change. The company provides founders with access to funding and expert support, empowering the healthcare ecosystem to accelerate processes in areas such as cancer care, teleradiology, COVID-19 testing, and metabolic health.
Republic, an equity crowdfunding platform operator, is designed to enable private companies to engage with investors. The company provides opportunities to invest in startups, real estate, crypto, and other sectors, democratizing investing regardless of an individual's net worth. This allows investors to participate and benefit from the future changes they want to see.
Rhino, a deposit insurance firm, aims to provide low-cost insurance that fulfills users' security deposit needs. By replacing upfront deposits with a low monthly fee, Rhino offers renters increased access and helps landlords reduce vacancies. This approach enables renters to build future credibility and find a more affordable solution to meet their move-in requirements.
Ripple Labs is the developer of a blockchain platform aimed at creating crypto technology for a world without economic borders. The company's platform provides an open-source payment system using a math-based virtual currency, facilitating free payments for merchants, consumers, and developers. This enables global financial institutions, businesses, governments, and developers to move, manage, and tokenize value efficiently. Customers can pay in any currency without chargebacks and benefit from instant global payment options.
Sardine has developed a device intelligence platform aimed at delivering risk and fraud infrastructure for the digital economy. Their platform leverages artificial intelligence and a sophisticated risk engine to minimize sign-up friction while enhancing fraud detection by analyzing numerous data points in real-time, including device attributes, browser details, and behavioral biometrics. This enables businesses to construct the risk and fraud component of their fintech infrastructure, ultimately reducing costs within the ecosystem.
Self Financial provides credit-building financial products designed to help individuals enhance their credit scores. The company offers various features, including credit builder loans, a secured credit card, and rent and bill reporting services. These tools enable consumers to establish positive credit histories while offering educational resources on personal finance. By doing so, Self Financial helps facilitate access to better financial opportunities and lower interest rates.
Settle has developed cash flow management software that is designed to automate business-to-business transactions and provide working capital. The software by Settle offers multiple features such as payment management, payable date management and extension, paperless invoices, and auto payment, among other services. This enables businesses to speed up their billing cycles.
Side, a real estate brokerage operator, was designed to evolve high-performing agents, teams, and independent brokerages into prosperous businesses. Side collaborates with agents and creates technology that enhances agent productivity, legal compliance, marketing initiatives, and client experience, empowering real estate agents to heighten their productivity, expand their business and concentrate on client service.
Sidecar Health is a personalized health insurance platform operator that aims to personalize insurance and make healthcare transparent. Sidecar Health's platform provides tailored plans based on budget and coverage needs, while maintaining full transparency about medical costs and payouts with equivalent coverage. It also enables quick and straightforward transactions using a credit card to pay for medical expenses upfront at the doctor's office and pharmacy of their choice. This allows consumers to obtain suitable and affordable health insurance plans.
SmartAsset has developed a financial advisory platform that aims to link consumers with financial advisors and relevant financial products. The platform provided by the company includes financial modeling, a decision engine, and optimization tools, along with educational content and customized calculators. This allows users to make informed and confident decisions about personal finance matters such as home buying, retirement planning, and tax issues.
SnapDocs is a developer of a digital mortgage closing platform designed to simplify loan closings. SnapDocs' platform utilizes performance metrics to rank and sort mobile notary signing agents, thereby creating an efficient workflow for lenders and real estate professionals. This innovative platform enables SnapDocs' clients to provide a seamless signing experience to consumers, while also streamlining their operations for better efficiency and compliance.
Socotra is the developer of a cloud-native insurance core platform designed to deliver speed, agility, and efficiency to carriers, insurers, and MGAs in the industry. Their platform provides technology and standardized, public, open APIs to create and update rules and rates that align with evolving guidelines. It features a product-agnostic data model and out-of-the-box capabilities to manage the entire policy lifecycle. This makes insurance innovation faster, easier, and more affordable, enabling insurance companies to accelerate product development, reduce maintenance costs, and enhance customer experiences.
Solidus Labs has developed a trade surveillance platform designed to enhance manipulation detection methods in the cryptocurrency market. The blockchain-native, machine learning-driven platform provides customized actionable alerts, efficient ticket management, and regulatory reporting by continually adapting to new manipulation schemes. This enables financial service providers to mitigate risk, boost transparency, and reduce costs when trading crypto assets.